How long you have in Mississippi
Every kind of claim has its own window, counted from the day the clock started. Miss it and the court usually cannot hear the claim.
| Kind of claim | Window | Counted from | Rule |
|---|---|---|---|
| Unpaid Invoice | 3 years | the day the payment was missed or the agreement was broken | Miss. Code Ann. §15-1-29 |
| Unpaid Loan | 3 years | the day the payment was missed or the agreement was broken | Miss. Code Ann. §15-1-49(1) |
| Contractor Dispute | 3 years | the day the payment was missed or the agreement was broken | Miss. Code Ann. §15-1-49(1) |
| Auto Repair | 3 years | the day the payment was missed or the agreement was broken | Miss. Code Ann. §15-1-49(1) |
| Security Deposit | 3 years | the day the payment was missed or the agreement was broken | Miss. Code Ann. §15-1-49(1) |
| Other | 3 years | the day the payment was missed or the agreement was broken | Miss. Code Ann. §15-1-49(1) |
| Property Damage | 3 years | the day the damage happened | Miss. Code Ann. §15-1-49(1) |
| Sale of Goods | 6 years | the day the payment was missed or the agreement was broken | Miss. Code Ann. §75-2-725(1) |
Worked example
If the day the payment was missed or the agreement was broken was 2026-03-15, a window of 3 years runs out on 2029-03-15. That is the same arithmetic the check uses: calendar months, clamped to the end of the month, and no roll forward to the next court day.
More about Mississippi
Common questions
- How long do you have to bring a small claims claim in Mississippi?
- The shortest window is 3 years, counted from the day the payment was missed or the agreement was broken, under Miss. Code Ann. §15-1-29. Other kinds of claim run longer; the time-limit page lists each one.
- How long do you have on a property damage claim in Mississippi?
- 3 years, counted from the day the damage happened, under Miss. Code Ann. §15-1-49(1).
- How long do you have on a sale of goods claim in Mississippi?
- 6 years, counted from the day the payment was missed or the agreement was broken, under Miss. Code Ann. §75-2-725(1).
- How much can you claim in small claims court in Mississippi?
- An individual can claim up to $3,500. A business can claim up to $3,500. A public agency can claim up to $3,500. That comes from Miss. Code Ann. §9-11-9.
Verify with your court
Numbers change, and a court can post its own variation. Open Mississippi's small claims page and confirm anything you are about to rely on.
Open the court's small claims pageVerified on 2026-09-05, sources:
Verified on 2026-09-05, sources: Rules effective from 2012-07-01.
- Miss. Code Ann. §15-1-29 · effective 1976-07-01 · A claim on an unpaid account or a spoken agreement must be filed within three years of when the money came due.
- Miss. Code Ann. §15-1-49(1) · effective 1990-03-12 · Most claims, including claims on a written agreement and claims for damage to your property, must be filed within three years.
- Miss. Code Ann. §75-2-725(1) · effective 1968-03-31 · A claim about a sale of goods must be filed within six years of the breach. Mississippi's window is longer than most states' four years.
FairSquare assembles documents and explains your court's rules. It is not a substitute for advice about your situation.